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**Desmo Dave** · 09 Oct 07, 07:34 PM

The insurance renewal for my 748 R and M750 was due today. My present insurers Ducati insurance had sent me their quote of £435 including bonus protection and legal protection but I thought I'd call a few others first. I Played a few companies against each other, most were around the £350 mark. Carol Nash excelled themselves as usual by quoting over £500. The best I found was £335 from express insurance. I was quite happy with that but thought I'd try a couple of other companies later in the evening as I had chores to do around town. Got back from town about 7pm and found a message on my mobile saying the best they could do was £320! result. I tried one more company (they wanted £390) before calling back Express and going with them. (After I put the phone down I realised of course that I'd been riding around town earlier without insurance in 'hazardous' conditions - heavy rain and rush hour, oops!)

Anyway £115 less than my previous insurers. I wasn't expecting that so I'm pretty happy. The excess was better with them though, £250 as opposed to £450 which is pretty high, but then Ducati Insurance weren't to know I'd had a fault accident in a car in June this year. Although I have protected no claims the accident might have had an influence on all the companies I tried, they all had excesses of £450 -£500.

Even if you're happy with a quote its obviously worth hanging on till the last minute before actually accepting it as the company may get back to you with a better one as they did with me.

09 Oct 07, 07:34 PM	#1 (permalink)
Desmo Dave Club Racer Join Date: Dec 2006 Location: Brighton Posts: 483 Desmo Dave's Gallery Bike: 2001 748R, '96 M750	Big insurance saving. The insurance renewal for my 748 R and M750 was due today. My present insurers Ducati insurance had sent me their quote of £435 including bonus protection and legal protection but I thought I'd call a few others first. I Played a few companies against each other, most were around the £350 mark. Carol Nash excelled themselves as usual by quoting over £500. The best I found was £335 from express insurance. I was quite happy with that but thought I'd try a couple of other companies later in the evening as I had chores to do around town. Got back from town about 7pm and found a message on my mobile saying the best they could do was £320! result. I tried one more company (they wanted £390) before calling back Express and going with them. (After I put the phone down I realised of course that I'd been riding around town earlier without insurance in 'hazardous' conditions - heavy rain and rush hour, oops!) Anyway £115 less than my previous insurers. I wasn't expecting that so I'm pretty happy. The excess was better with them though, £250 as opposed to £450 which is pretty high, but then Ducati Insurance weren't to know I'd had a fault accident in a car in June this year. Although I have protected no claims the accident might have had an influence on all the companies I tried, they all had excesses of £450 -£500. Even if you're happy with a quote its obviously worth hanging on till the last minute before actually accepting it as the company may get back to you with a better one as they did with me.