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**Tardman** · 02 Feb 08, 07:47 PM

I bought a 749 in 2005 and living in London (age 43) with 2 years NCD went with Ducati insurance at £698 FC
2006 saw it drop to £565 and the renewal for 2007 only went down £40 to £525. I wasn't happy with that so I went with Bennetts and got it for £260 FC which made me smile but couldn't understand why Ducati insurance hadn't reduced their insurance in line with others.

Three months later in Sept 07 I sold the 749 and bought a Hyper S. I thought the insurance would be cheaper as I now had 4 years NCD and it wasn't a superbike - how wrong I was!!

Bennetts didn't want to know and couldn't even find it on their system. They eventually came back and said in their opinion that the bike was far too risky. Other major insurers were the same with one exclaiming that it was a hooligans bike! I couldn't get a quote under £1,050 FC

I went back to Ducati insurance and they gave a quote for £430 FC which I took.

IMHO insurers don't do nearly enough to keep customers who have a claims free history and it would seem that regularly moving insurers is the way to keep your costs down.

I could go on for sometime about insurers as being money grabbing b......s but prefer to divert my energies elsewhere. Instead, I classify them in the same category as tax inspectors and parking wardens.

02 Feb 08, 07:47 PM	#13 (permalink)
Tardman Track Day Demon Join Date: Sep 2007 Location: North London Posts: 234 Tardman's Gallery Bike: 2007 Hypermotard S	I bought a 749 in 2005 and living in London (age 43) with 2 years NCD went with Ducati insurance at £698 FC 2006 saw it drop to £565 and the renewal for 2007 only went down £40 to £525. I wasn't happy with that so I went with Bennetts and got it for £260 FC which made me smile but couldn't understand why Ducati insurance hadn't reduced their insurance in line with others. Three months later in Sept 07 I sold the 749 and bought a Hyper S. I thought the insurance would be cheaper as I now had 4 years NCD and it wasn't a superbike - how wrong I was!! Bennetts didn't want to know and couldn't even find it on their system. They eventually came back and said in their opinion that the bike was far too risky. Other major insurers were the same with one exclaiming that it was a hooligans bike! I couldn't get a quote under £1,050 FC I went back to Ducati insurance and they gave a quote for £430 FC which I took. IMHO insurers don't do nearly enough to keep customers who have a claims free history and it would seem that regularly moving insurers is the way to keep your costs down. I could go on for sometime about insurers as being money grabbing b......s but prefer to divert my energies elsewhere. Instead, I classify them in the same category as tax inspectors and parking wardens.