Crash Insurance

**nogaromill999** · 01 Feb 08, 05:20 PM

I have changed my Combined Insurance policy, which was costing me £150 ish every three months, to one from this company.....Its £60 per year.....or £20 per day if you want a day's cover for a trackday...Thought it may be of interest....

Charlotte MerrittExtreme +(0118 921 5092 or 0845 6760700 (option 0)
Ê 0870 380 0501
:charlottem@finchgroup.net
53a Crockhamwell RoadWoodley, Reading, Berks. RG5 3JP Company Registration No. 4251300
Extreme + is a trading style of FINCH COMMERCIAL INSURANCE BROKERS LTD which is authorised and regulated by the Financial Services Authority.

**trouty** · 01 Feb 08, 05:33 PM

what cover does it give you??

**trouty** · 01 Feb 08, 05:40 PM

scub that found it online... hmmm... cica pay me £100 per day if i'm hospitalised, fo the hospitalised period, plus £100 per day for twice as long as the hospitalisation period for recovery (so effectively, £300 per day hospitalisation)... £500 for a minor bone break, £1000 for a major bone. i claimed £200 for my off at cadwell, no bones broken, but partial disability time off work... under the extreme plus policy, i would have been unable to claim at all... i've previously claimed for partial disability due to concussion, and partial disability due to sprained ankle. none of which would be covered by extreme plus. Although admittedly, iv been lucky(?) enough to pay cica more than iv claimed!

although at £60 per month... its certainly a budget alternative...

**nogaromill999** · 01 Feb 08, 06:02 PM

Quote:

Originally Posted by trouty

although at £60 per month... its certainly a budget alternative...

No Trouty, thats £60 a YEAR...............

**trouty** · 01 Feb 08, 06:54 PM

sorry, yes, i saw that, genuine typo!

its a great deal for anyone that doesnt want to shell out for the pricier CICA (which incidentally, also cover me for injuries sustained from bear attack)

**harriebird** · 01 Feb 08, 09:11 PM

worth pointing out though, that there are different levels of CICA cover - mine costs me £45 every 3 months.

**Fastfasulli** · 08 Feb 08, 10:49 PM

Quote:

Originally Posted by harriebird

worth pointing out though, that there are different levels of CICA cover - mine costs me £45 every 3 months.

What does that cover you for?

**harriebird** · 10 Feb 08, 08:22 PM

can't remember exactly, but it's the middle of three levels. if you go on the website you can download the policy info i think. i can check mine but it's basically a lump sum for a fracture etc and an amount per day for time spent in hospital and/or off work due to injury.

i had heard about CICA from other forums and the rep was at the first race meeting at brands last year so signed up there.

**Dan** · 21 Apr 08, 09:21 PM

Can you please post a link to the insurance you use harrie?

**harriebird** · 21 Apr 08, 09:49 PM

Combined Insurance - Accident Insurance & Health Insurance - Accident Hospital Benefit Plan

have a nose round here. if i remember i'll bring all my policy bumf to oulton

**zimbo** · 21 Apr 08, 09:50 PM

Combined Insurance - Accident Insurance & Health Insurance

pretty sure that's it, Dan. Not many insurance companys will pay out for race injuries, high risk sports (diving, parachuting etc, and motorcycle racing, are usually excluded) but CICA have no exclusions, you're covered whatever you're doing. They pay out fast too.

**trouty** · 21 Apr 08, 09:51 PM

the rep will be at the race meetings. or call them and they'll send a rep to your home. combined insurance comapny or america. google.

**Dan** · 21 Apr 08, 10:45 PM

Thanks both of you.... I've sent off for a quote!