Insurance for Ducati 1100S?

**miloVanMultistrada** · 13 Sep 07, 10:24 AM

Hi guys, am picking up my new 1100S at the end of the month and am having a few problems with insurance - most of the insurers only seem to have the 1000S on their system, listed as a 2007 bike - no 1100S (they don't seem to have the 1098 either)? Has anyone else had this problem or found an insurer who does have the 1100 and 1100S on their systems?

I know Duacti insurance have the latest bikes on their system, but they are 150 quid more in my case so I would rather get something cheaper if poss.

**749_MON** · 13 Sep 07, 11:17 AM

Quote:

I know Duacti insurance have the latest bikes on their system, but they are 150 quid more in my case so I would rather get something cheaper if poss.

How do you know if you're having difficulty getting a quote elsewhere? The one good this about Ducati Insurance is their stance on modifications; in my experience most insurers are rather averse to them.

Bennett's very very competitive for my wife's Monster, but that doesn't really answer the question I'm afraid.

Good luck!

**miloVanMultistrada** · 13 Sep 07, 12:40 PM

Quote:

Originally Posted by 749_MON

How do you know if you're having difficulty getting a quote elsewhere?

I'm comparing the Ducati Insurance 1100S quote with a '2007' 1000S quote elsewhere. From what I can see on the 1098 board, it looks like I will just have to bend over and smile while handing out twice as much for insurance on a bike that is almost exactly the same. I would probably have gone for a 2nd hand 1000S if I had known the insurers were so far behind! My biggest problem is the lack of NCB - I had 10 years and then didn't insure a bike for 3 years - now my NCB is worthless. I have always suspected that insurance is a racket, and my almost random quotes from various companies are making me surer than ever!

**RodH** · 13 Sep 07, 12:52 PM

Try eBike eBike Insurance - Bike and Classic Bike Insurance from eBike Insurance they have it and are normally quite competitive.

**miloVanMultistrada** · 13 Sep 07, 01:50 PM

Quote:

Originally Posted by RodH

Try eBike eBike Insurance - Bike and Classic Bike Insurance from eBike Insurance they have it and are normally quite competitive.

Thanks for the tip RodH, have checked eBike and they are very slightly (i.e. £10) more than Ducati insurance. They have the 1100 but no 1100S - close enough for government work!

At this stage I am thinking I will go with Ducati Insurance for the first year as at least I will have less hassle claiming for theft or damage if need be. Perhaps in future years when the repair/replacement value of the bike falls (in the eyes of the insurer) I'll stick it down as an 1000S for the sake of cheapness. TBH in the past I have only ever gone for TPFT on a bike, but I know I am tempting fate buying such a nice spanking new bike and would be gutted it I damaged it in a crash (try not to make a habit of it, but...)